Contractors Insurance Bath
CONSTRUCTION INSURANCE FOR YOUR BUSINESS
Contractors Insurance usually refers to public and employers liability insurance for companies with a high level of “heavy” manual work. It is usual for such businesses to also have in place cover for loss or damage to your contract works (also known as contractors all risks) and also for own plant, hired in plant, tools, site huts, etc.
Public Liability insurance provides cover in the event of claims made against you by members of the public for injury, illness, death or disease caused by you in the line of your work. Personal injury claims can run into many thousands of pounds and your public liability insurance is designed to cover you for such an event. This insurance also provides cover for third party property damage, for example, some bricks falling on a nearby car. The policy is extended to include employers’ liability insurance for any direct employees or labour only sub-contractors working under your control.
INSURANCE FOR SMALL AND LARGE BUSINESS
Contract Works insurance provides cover for the materials being used in conjunction with any contracts you are performing. For example, for a builder this can include the property in the course of being erected, when building a new house or an extension.
Mark Richard Insurance are independent insurance brokers and have access to major UK insurers as well as access to Lloyds for non standard types of exposures eg asbestos, work at height, etc. You can be confident when you contact us that we will deal with your enquiry in an efficient and professional manner. Contact us now.
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Mark Richard Brokers offers insurance for motor trades, property owners, shopkeepers and home owners.
Our team of experts will be glad to help you with all your insurance needs.